| Specialization |
100% logistics and cargo risk |
General portfolio (auto, life, home, cargo) |
| Geographic reach |
16 countries across the Americas and Europe |
Limited local or regional coverage |
| Industry experience |
24+ years specialized in logistics |
Varies, with no focus on international transport |
| Claims handling |
Dedicated technical team and end-to-end support |
Standard process with no cargo specialization |
| Own technology |
JAH 4.0 platform: self-service, certificates, reports |
No platform built for logistics operations |
| Deductible |
0% on eligible operations |
Standard market deductible (3–10%) |
| Operational integration |
API for certificate issuance and quotes |
Manual or limited processes |
| Demonstrated volume |
207,000+ certificates issued, USD 10+ billion insured |
No public cargo-specific metrics |
